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You are in:  Health Care > Dental Plan > Your Dental Benefits at a Glance  
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Your Dental Benefits at a Glance
The following table shows what the dental plan pays for covered services and supplies under the dental plan and identifies related deductibles, coinsurance and maximums. (For additional details, see "Knowing What's Covered and What's Not.")
Plan Feature
Annual deductible (doesn't apply to diagnostic and preventive services, orthodontic services or accidental injuries)
$25/person; $75/family
Annual maximum benefit (doesn't apply to orthodontic or TMJ services)
$2,000/person
Covered Expenses
Dental Plan Pays
Diagnostic and preventive services
  • Exam and cleaning, twice/calendar year
  • Oral health assessment
  • Periodontal cleaning and maintenance up to 4 times/calendar year (under certain oral health conditions)
  • Complete X-rays every 3 years
  • Supplementary bitewing X-rays, twice/calendar year
70%–100% based on patient's incentive level (deductible doesn't apply)
Basic services
  • Crowns (stainless steel)
  • Extractions
  • Fillings
  • Periodontics
  • Root canals
70%–100% based on patient's incentive level
Major services
  • Crowns (gold, porcelain)
  • Onlays
  • Periodontics—occlusal (night) guard
70%–85% based on patient's incentive level
50% occlusal guard (incentive levels don't apply). Your medical plan may provide additional coverage. (See "Medical Plans.")
Major servicesProsthodontics
  • Dentures
  • Fixed bridges
  • Implants
70% (incentive levels don't apply)
Orthodontic services for adults and children
50% up to a $2,500 lifetime maximum (deductible, incentive levels and annual maximums don't apply)
Not more than $1,250 will be paid during the initial stage of treatment; the remaining plan benefit is paid seven months after the initial stage if the covered participant still meets eligibility requirements. (See "Medical Plans.")
Temporomandibular joint (TMJ) disorders
50% up to a $500 lifetime maximum for non-surgical treatment and appliances (deductible, incentive levels and annual maximums don't apply). Your medical plan may provide additional coverage. (See "Medical Plans.")
Accidental injury
100% for covered expenses incurred within 180 days of accident (deductible doesn't apply)

                                                     
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spacer Updated: August 1, 2007