Your Vision Benefits at a Glance
The following table shows what the vision plan pays for covered eye care services and eyewear and identifies related limits. (For more information, see " Knowing What's Covered and What's Not.")
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If you see a VSP provider, you pay a $10 copay and the plan pays the amount listed below
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If you see a non-VSP provider, you pay the bill in full and the plan reimburses you the amounts listed below, minus a $10 copay
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Exam (once every 12 months)
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Eyeglass lenses (one pair every 12 months)
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Up to trifocal allowance of $80
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Eyeglass frames (once every 24 months)
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Up to $130; if you choose a frame that costs more than the VSP allowable amount, you'll receive 20% off your out-of-pocket cost
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Contact lenses (once every 12 months in place of eyeglass lenses and frames)
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100% (Preauthorization required)
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Up to $210 (Preauthorization required)
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75% up to $1,000 (Preauthorization required)
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75% up to $1,000 (Preauthorization required)
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VSP providers generally require two to three working days to make lenses, based on the lab and eyewear selected. If you don't have a back-up pair of glasses and would like a faster turnaround, your provider may be able to accommodate you, depending on its arrangements with the lab. Because the cost and arrangements vary by provider, contact your VSP provider for details.
Each time you receive contact lenses under the vision plan, you must wait 12 months before you're eligible for lenses (eyeglass or contact) and 24 months before you're eligible for frames.
If you're interested in getting both glasses and contacts, purchase the glasses first—then you can replace lenses (either eyeglass or contact) each year.
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