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You are in:  Health Care > Vision Plan > Your Vision Benefits at a Glance  
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Your Vision Benefits at a Glance
The following table shows what the vision plan pays for covered eye care services and eyewear and identifies related limits. (For more information, see "Knowing What's Covered and What's Not.")
Vision Plan
Covered Expenses
If you see a VSP provider, you pay a $10 copay and the plan pays the amount listed below
If you see a non-VSP provider, you pay the bill in full and the plan reimburses you the amounts listed below, minus a $10 copay
Exam (once every 12 months)
100%
Up to $40
Eyeglass lenses (one pair every 12 months)
   
  • Single vision
100%
Up to $40
  • Lined bifocal
100%
Up to $60
  • Lined trifocal
100%
Up to $80
  • Progressive lenses
100%
Up to trifocal allowance of $80
  • Lenticular
100%
Up to $125
  • Polycarbonate lenses for children
100%
Not covered
  • Anti-reflective coating
100%
Not covered
  • Color/mirror coating
100%
Not covered
  • Scratch coating
100%
Not covered
  • Tints/photochromic lenses
100%
Up to $5
  • UV lenses
100%
Not covered
Eyeglass frames (once every 24 months)
Up to $130; if you choose a frame that costs more than the VSP allowable amount, you'll receive 20% off your out-of-pocket cost
Up to $45
Contact lenses (once every 12 months in place of eyeglass lenses and frames)
   
  • Elective (Providers may bill you for contact lenses separately or they may include the lenses, fittings and follow-up fees in a single bill; all contact lens fees apply to the $105 maximum paid by the plan)
Up to $105
Up to $105
100% (Preauthorization required)
Up to $210 (Preauthorization required)
  • Low-vision benefit
75% up to $1,000 (Preauthorization required)
75% up to $1,000 (Preauthorization required)
VSP providers generally require two to three working days to make lenses, based on the lab and eyewear selected. If you don't have a back-up pair of glasses and would like a faster turnaround, your provider may be able to accommodate you, depending on its arrangements with the lab. Because the cost and arrangements vary by provider, contact your VSP provider for details.
Each time you receive contact lenses under the vision plan, you must wait 12 months before you're eligible for lenses (eyeglass or contact) and 24 months before you're eligible for frames.
HELPFUL HINT
If you're interested in getting both glasses and contacts, purchase the glasses first—then you can replace lenses (either eyeglass or contact) each year.

                                                     
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spacer Updated: August 1, 2007