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You are in:  Health Care > Continuing Coverage When You Retire > How Retiree Medical Benefits and COBRA Compare  
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How Retiree Medical Benefits and COBRA Compare
Consider these differences when choosing between retiree medical benefits and COBRA benefits when you retire:
Comparison of Retiree Medical Benefits and COBRA
 
Retiree Medical Benefits
COBRA
Health care coverage available
Continuation of your county medical and vision coverage
Opportunity to elect a different retiree dental plan offered through Washington Dental Service
Continuation of your county medical, dental and vision coverage
Length of time coverage is available
Medical and vision—until you become eligible for Medicare
Retiree dental plan—no time limit
Up to 18 months (29 months if you leave employment because of a disability as determined by Social Security)
Allowed to change medical plans between annual open enrollments
Eligibility
You must:
  • be covered under a county health care plan and lose county coverage because of retirement;
  • have worked at least five consecutive years at King County before retirement;
  • not be eligible for Medicare;
  • not be covered under another medical group plan; and
  • meet the requirements for formal service or disability retirement.
You must be covered under a county health care plan and lose county coverage for a qualifying reason (retirement is a qualifying reason).
Enrollment
Same requirements and time periods
(For more information about COBRA, see "Continuing Coverage Under COBRA.")

                                                     
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spacer Updated: August 1, 2007